SHOULD I CANCEL MY ZERO BALANCE CREDIT CARD BEFORE I DIE? Yes!
Be sure and cancel your credit cards before you die! This is priceless, and so easy to see happening, customer service being what it is today. A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card and added late fees and interest on the monthly charge.
The balance had been $0.00 when she died, but now somewhere around $60.00. A family member
placed a call to Citibank.
Here is the exchange : Family Member: 'I am calling to tell you she died back in January. Citibank: 'The account was never closed and the late fees and charges still apply.'
Family Member: 'Maybe you should turn it over to collections.'
Citibank : 'Since it is two months past due, it already has been.'
Family Member: So, what will they do when they find out she is dead?'
Citibank : 'Either report her account to frauds division or report her to the credit bureau, maybe both!'
Family Member: 'Do you think God will be mad at her?'
Citibank : 'Excuse me?' Family Member: 'Did you just get what I was telling you - the part about her being dead?' Citibank : 'Sir, you'll have to speak to my supervisor.'
Supervisor gets on the phone:
Family Member: 'I'm calling to tell you, she died back in January with a $0 balance.' Citibank : 'The account was never closed and late fees and charges still apply.'
Family Member: 'You mean you want to collect from her estate?'
Citibank : (Stammer) 'Are you her lawyer?'
Family Member:'No, I'm her great nephew.' (Lawyer info was given)
Citibank:'Could you fax us a certificate of death?'
Family Member:'Sure.' (Fax number was given)
After they get the fax :
Citibank: 'Our system just isn't setup for death. I don't know what more I can do to help.'
Family Member: 'Well, if you figure it out, great! If not, you could just keep billing her. She won't care.'
Citibank: 'Well, the late fees and charges will still apply.' (What is wrong with these people?!?) Family Member: 'Would you like her new billing address?' Citibank : 'That might help....'
Family Member:’ Odessa Memorial Cemetery , Highway 129, Plot Number 69.'
Citibank : 'Sir, that's a cemetery!'
Family Member: 'And what do you do with dead people on your planet???'
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This is a "life" investment site. I will never ask anything of you. God does not need anything you have and neither do I. My desire, here, is to help people in trouble, lost, guilty, desperate, lonely, fearful,or simply seeking the truths of God.I have been a seeker of truth for sixty three years since I was nineteen and I am still learning and seeking God's will for what is left of my life. I will answer questions and write commentary on most subjects. Psm.115:1, Pastor Blair
Apr 12, 2015
What Do You Do With Dead People On Your Planet?
Common Sense Commentary: I think I have talked with this bank employee and his supervisor, myself. That's when I decided not to die until I have maxed out my credit cards, cut them into tiny pieces and mailed them back to the issuer and changed my address to my vacation home ...."Somewhere In Outer Space". RB
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